Insurance in retirement should be thought of as a risk management tool, and as something that protects you, your family and your estate. Life is full of changes and uncertainty. Insurance transfers the financial risk of unpredictable events in life to a third party – the insurance company. A strategy can include personal insurance, liability insurance, disability, long-term care and life insurance.

Contrary to what you might believe, you are never too old to make life insurance part of your retirement plan.

How can you make sense of the confusing and conflicting claims about insurance products and annuities?  How much insurance is enough?  Let Millard Insurance & Financial Group perform a DNA Test for you ... short for Detailed Needs Analysis. This will help you determine how much, and what type of insurance you really need ... based on your assets, obligations and goals.  

We also conduct ongoing reviews of your risks as they relate to your present needs and overall retirement strategy. In today’s litigious society, it is important that all of your assets are part of this review. These include: homes, second homes, cars, boats, recreational vehicles, fine art, jewelry and other personable valuables. 

Bob Millard is a full-service agent with decades of insurance experience.  Millard Insurance &Financial Group offers a full range of personal insurance coverage: Life...Health...Home...Auto to meet your risk management needs now, and to help protect your assets for your loved ones in the future.

What is Your Risk Tolerance Personality?
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Call Bob to set up an appointment to discuss your insurance needs and to answer your questions.

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We represent some of the most highly regarded and financially sound companies in the industry.