SOCIAL SECURITY PLANNING

Social Security is a stable source of retirement income that can often be a critical component of a retirement plan. For roughly two-thirds of retirees, nearly half of their income comes from Social Security. 

Here’s the best part:  Social Security is actually a lifetime annuity.  Once it starts, it continues for the rest of your life. Benefits are also inflation-protected, as there are annual cost-of-living adjustments.

Choosing when and how to best claim your benefits can mean a significant difference in your lifetime income.  For instance, deferring Social Security between the ages of 62 and 70 may increase benefits by 7 to 8 % for each year.  The benefit at age 70 is approximately 76% more than at age 62.

Our goal at Millard Insurance & Financial Group is to help individuals –whether Single, Married, Divorced, Widowed or acting on the behalf of a Minor – to maximize their lifetime income from Social Security. We’ll also help you leverage your opportunities to collect your benefits in the most tax-efficient manner. Let’s talk.

Contact Bob Millard with your questions and a strategy on how to maximize your Social Security benefits.


National Social Security Advisors - Roger Beatty  - Millard Beatty Associates

NSSA Advisors Certificate

National Social Security Advisors certificate from the National Social Security Association LLC in Cincinnati.